In Plastic We Trust: 4 Keys for Smart Credit Card Use Pt. 2

(continued from part 1)

2. Delayed Gratification and Impulse Control

Practice delayed gratification and impulse control to develop your money smarts.

We live in a “broadband” society. Everything is about high speed. Everything is about “now”. (Except for hard work- people always want to delay that, right?)

In Plastic We Trust: 4 Keys for Smart Credit Card Use Pt. 1

With a credit card here and a credit card there…here a card, there a card, everywhere a credit card. Old MacDonald had a card. E-I-E-I Oh my God! This has gotten out of hand. Most people, especially college students, are constantly being swarmed with credit card offers.

When is the last time you received a credit card offer? Yesterday? Last week? Or maybe it was sometime within the last month.

Did you know…

A Lesson on Failure from Alfred H. Duncan,Sr.

“Happy first Father’s Day!”

A warm, tingling sensation filled my chest as I responded to my father’s words of congratulations: “Thanks, Dad. Happy Father’s Day to you, man.”

After being on the phone for a few minutes longer, my father and I said our good-byes. As I stood there, in the middle of our kitchen, looking down at the bundle of endless potential in my arms, the sensation in my chest started to get more intense.

“I promise with all that is in me to be a good dad and to show you how to be a good man.”

Unable to really focus his eyes, Mekhi Eli, my one month old son, looked up at me as if to say: “You had better. I’m counting on you to lead the way.” Then with a stretch and a yawn, it was back to sleep for my little man.

As I contemplated various things to teach my son, I thought about how grateful I am for the myriad of lessons my father taught me. I wouldn’t be half the man I am had it not been for him. But there is one lesson, for which I am extremely appreciative, that stands apart from the others.

Al Duncan Testimonial – St. John’s University Lecture

Mr. Duncan, It was a pleasure hearing your lecture last week at St. John’s University. In addition to the energy and motivation you carried throughout your lecture, I thought the content, delivery, and the ability to engage the audience was more impressive.

Vito Spano, CLTC, Partner
New York Life Insurance Company

A Lesson on Leadership from Jackie Robinson

“A life is not important except in the impact it has on other lives.”-Jack Roosevelt “Jackie” Robinson

Yesterday, Sunday, April the 15th, was the 60th anniversary of an exceptional act of leadership that has left an indelible mark on history. Jackie Robinson became the first African-American major league baseball player.

Drifting into reverie while watching the ball games on Sunday, I wondered what it would be like to be a trendsetter of that magnitude.

How would it feel to be a leader that has affected the lives millions and millions to come? What do you say to yourself when you know you’ve taken a swing at history, caught a ball for the future, and rounded the bases for the ages?

Al Duncan Testimonial – Institute of Medical Ultrasound – Graduation Awards Banquet

Al, I want to take this time to thank you for a wonderful presentation, a wonderful evening and most of all for inspiring us. What a prefect fit! The students were elated as well as the faculty and staff of IMU. I want to also say that your inspiring message not only achieved our expectation but reached into our personal lives and with much gratitude I thank you from the bottom of my heart. I look forward to working with you and again, thanks.

Robin B. Chamberlain, Executive Director
Institute of Medical Ultrasound (IMU)

Al Duncan Testimonial – Wayne County High School – Back to School Program

I am happy to confirm that Mr. Al Duncan was everything he said he would be–energizing, entertaining, motivational, and a fabulous role model for our students. As director of the local chapter of SADD at Wayne County High School, I highly recommend him as a great speaker to students of all grade levels. Mr. Duncan tailored his presentation to the needs of our school and was an absolute joy to work with. Many students at WCHS are still talking about his presentation and asking that return again next year. Students also commented that he was the best speaker they had ever heard at our school. I highly recommend Mr. Duncan to any school system that wants to make a difference in the lives of their students.

Laura J. Wilde, Director · Students Against Destructive Decisions (SADD)